Cookie Policy
Understanding how zaraqosent.com uses tracking technologies to improve your financial scenario modeling experience
We want to be upfront about the tracking technologies we use on zaraqosent.com. This isn't the standard legal jargon you're used to seeing — just a clear explanation of what happens when you use our financial scenario modeling platform.
Last updated: February 2025
What Are Cookies Anyway?
Think of cookies as small notes your browser keeps about your visit to our site. They're text files, really simple ones, that help us remember your preferences between sessions. When you come back to zaraqosent.com, these files let us recognize you and load your saved scenario models without making you start from scratch.
Most financial planning sites use them because they make the experience smoother. Without cookies, you'd have to log in every time you navigate to a different page or lose all your modeling work if you accidentally close a tab.
The Different Types We Use
Essential Cookies
These keep zaraqosent.com working properly. They handle your login sessions, remember which scenarios you're working on, and make sure your data stays secure as you move between different modeling tools.
Functional Cookies
These remember your choices — like which currency format you prefer or how you like your data displayed. They save you from adjusting settings every time you visit.
Analytical Cookies
We use these to understand how people interact with our scenario modeling tools. Which features get used most? Where do users get stuck? This helps us make better decisions about improvements.
Performance Cookies
These track how fast our platform loads and responds. When you're running complex financial models with multiple variables, speed matters — these cookies help us identify bottlenecks.
How This Actually Works in Practice
Say you're building a retirement scenario on zaraqosent.com. You input your current savings, expected returns, and withdrawal rates. Then you close your laptop to grab lunch. When you come back and open the site again, your work is still there — that's essential cookies doing their job.
Or maybe you always prefer viewing percentages as decimals instead of whole numbers. Functional cookies remember that preference so you don't waste time changing it every session.
Here's something important: We don't sell your cookie data to third parties. We're not in the advertising business. The information we collect through cookies stays with us and helps us build better financial modeling tools for Australian users.
What We Track and Why It Matters
- Session data: How long you spend on different pages, which helps us understand if our interface makes sense or if users are getting confused somewhere
- Feature usage: Which modeling tools get used frequently and which ones are ignored, so we can focus development efforts where they'll actually help people
- Error occurrences: When something breaks or doesn't load properly, we need to know about it to fix it
- Device information: Whether you're on mobile or desktop, which browser you're using — this helps us optimize for the platforms our users actually use
- Location data: Just broad regional information to ensure our Australian financial context and examples remain relevant
We're not tracking every click obsessively. But when hundreds of users consistently abandon a particular scenario modeling workflow at the same step, that's valuable information. It tells us something is confusing or broken, and we can fix it.
Taking Control of Your Cookies
You're not stuck with our cookies if you don't want them. Every modern browser gives you control over what gets stored and what doesn't. The catch is that blocking essential cookies will break parts of zaraqosent.com — you won't be able to log in or save your work.
But functional and analytical cookies? You can disable those if you prefer. Here's where to find the controls in common browsers:
Chrome
Settings → Privacy and security → Cookies and other site data
Firefox
Settings → Privacy & Security → Cookies and Site Data
Safari
Preferences → Privacy → Manage Website Data
Edge
Settings → Cookies and site permissions → Manage and delete cookies
How Long Do We Keep This Information?
Session cookies disappear when you close your browser. Others stick around longer depending on their purpose. Preference cookies might last a year because you probably want those settings remembered. Analytical cookies typically expire after a few months once we've gathered enough data to identify patterns.
We're not hoarding data indefinitely. Once cookie information has served its purpose, it gets cleared out.
Third-Party Services
We use a couple of external services that set their own cookies. For example, if we embed a financial calculator from another provider or use an analytics platform to track site performance, those services operate under their own cookie policies.
We try to keep third-party cookies minimal because each one is another privacy consideration. But sometimes using established tools makes more sense than building everything from scratch — especially when it means better security or more reliable performance for you.
If you're curious about specific third-party services we use and their cookie policies, reach out to us. We're happy to provide that information because transparency matters when it comes to your data.
Updates and Changes
This policy reflects how we handle cookies as of February 2025. If we change our approach — say we start using a new analytics platform or add features that require different tracking — we'll update this page and note the revision date at the top.
Significant changes might trigger a notification when you next visit zaraqosent.com, just so you're aware. We won't sneak major policy shifts past you.
Mobile Apps and Future Platforms: Right now, this policy covers zaraqosent.com as accessed through web browsers. If we launch mobile apps or other platforms in late 2025 or 2026, those might have different tracking technologies that we'll document separately.
Cookie policies for web platforms don't always translate directly to apps because the technology works differently. We'll be clear about what applies where.
Questions About Our Cookie Usage?
If something in this policy is unclear or you want more details about specific cookies we use on zaraqosent.com, get in touch. We'd rather answer your questions directly than leave you wondering about what data we're collecting.
Contact Our Team